Laugh at 2% Interest Rate and Get 5% instead

Wealth and does its best to provide valuable information to its readers.

In these low interest to no interest times to have your cash stashed for a while, it’s quite challenging to find a decent return any more.  I have two recommendations that may help with that.

  1. Discover Certificate of Deposit (CD) * 2.50% on a 12-month CD with at as little as $2500. You can choose the term from 3 months to 10 years.  Go to to get started. **Annual Percentage Yield (APY) is accurate as of 07/14/2019 and subject to change daily without notice. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. The minimum deposit to open is $2,500. As of this blog post date:

3 months .35% APY   Interest earned $21

6 months .65% APY   Interest earned $81

9 months .70% APY   Interest earned $131

12 months 2.50 APY  Interest earned $625

All with at least $2500 deposit.



2.   Hanscom Federal Credit Union CU Thrive ) the credit union version of a CD) returns a fixed rate of 5% for its 12-month term with automatic transfers of $5 to $500  each month from your checking account.

The catch is you have to be a relative of someone that already is a member there, or associated with certain area businesses or a member of one of the community projects.

How to do it: Become a member of the Nashua River Watershed Assoc for $35.00. It will be well worth it and it’s for a good cause too.

Hanscom Federal Credit Union Home Page

To become a member of the Hanscom Federal Credit Union click here



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